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Commercial Auto Insurance For Business In Ontario

Different types of companies are formed throughout the country every year. And almost 99% of business owners use ground transportation for their business purposes. Such cars require special insurance coverage like commercial vehicles, as your personal auto insurance does not offer any insurance coverage through the commercial use of your vehicle. You can also avail the benefits of the best commercial car insurance in Ontario from various online sources.

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Commercial auto insurance policies primarily contain similar fixed coverage and offer similar potential coverage as general auto insurance. The main and most common fixed and optional commercial auto insurance policies that can be included in your auto insurance business are:

Accident Winning – Offered by most insurance companies. This usually reimburses medical and therapeutic care, funeral expenses, and lost income due to injury and death.

Agent Liability Insurance – provides coverage if the driver is legally arrested while driving your company car for injuring another person or damaging another's property. If your driver is arrested for more than just reporting, your company may be liable.

Uninsured, underinsured, and unknown motorist coverage is a common type of coverage. Although the name may differ from state to state and company to company, the basic principle is the same. This coverage provides compensation if the driver of your commercial vehicle is injured or killed due to the fault of an uninsured or uninsured driver or an unknown vehicle.